Non-bank lenders play a critical role in financing non-prime commercial borrowers—those with weaker credit profiles, inconsistent cash flows, or limited collateral—where traditional banks often step back. These borrowers represent both opportunity and risk, and the challenge lies in accurately determining which deals are viable. Artificial intelligence (AI) is transforming this process by enabling deeper, faster, … Continued

Middle market lending presents a unique opportunity—and challenge—for lenders. These loans are often too large and complex for small business loan models but too customized and data-intensive for high-volume retail approaches. Traditionally, middle market loan origination and underwriting have relied heavily on manual processes, making them time-consuming, labor-intensive, and susceptible to human error. However, artificial … Continued

In today’s evolving financial landscape, automation is often associated with reducing headcount or replacing human workers. But in commercial lending, the reality is quite different. Instead of replacing employees, automation is empowering them by freeing up valuable time, reducing errors, improving decision-making, and enabling more strategic, client-focused work. As banks and lenders grapple with shrinking … Continued

Middle market private lending has grown rapidly in recent years, drawing attention from institutional investors, asset managers, and alternative lenders alike. Defined broadly as loans made to companies with annual revenues between $10 million and $500 million, the middle market represents a sweet spot for lenders seeking higher yields, more favorable terms, and stronger relationships … Continued

In commercial lending, data is the foundation of sound decision-making and efficient operations. Yet, too often, that data is scattered across siloed systems, outdated spreadsheets, and disconnected workflows. This fragmentation creates inefficiencies, increases risk, and limits visibility into borrower performance and portfolio health. By integrating data across the entire commercial loan lifecycle—from origination to servicing … Continued

In today’s fast-paced financial landscape, commercial lenders are under increasing pressure to deliver faster decisions, manage growing loan volumes, and maintain compliance — all while keeping operational costs low. Traditional loan management processes, often manual and fragmented, make it difficult for banks to meet these demands efficiently. Fortunately, artificial intelligence is reshaping this picture. AI-powered … Continued

In today’s fast-paced and data-driven world, the commercial lending landscape is evolving rapidly. Traditional methods of monitoring borrower financial health—often manual, infrequent, and reactive—no longer meet the demands of lenders who need to manage risk proactively, maintain regulatory compliance, and deliver competitive service levels. Automated financial monitoring and alerts have emerged as powerful tools that … Continued

Middle-market borrowers—typically defined as companies with annual revenues between $10 million and $1 billion—often present a complex credit profile. These businesses may not have the same level of financial transparency or reporting sophistication as large corporates, making it harder for lenders to assess their creditworthiness using traditional methods. Manual risk analysis is not only time-consuming … Continued

In the ever-evolving financial landscape, banks and lenders are constantly seeking ways to optimize decision-making processes, reduce risk, and improve efficiency. Artificial Intelligence (AI) has emerged as a powerful tool, transforming commercial lending by providing smarter, data-driven insights. AI-driven technologies are increasingly being used to inform lending decisions, enabling lenders to make more informed, accurate, … Continued

In the evolving landscape of commercial lending, risk management remains a cornerstone of success. Lenders face a myriad of risks, including credit risk, operational risk, market volatility, and regulatory compliance. However, advancements in technology have significantly improved the ability of commercial lenders to mitigate these risks through automation, data analytics, and artificial intelligence. By leveraging … Continued