Skip Links

Automation in Action: Strengthening Middle Market Credit Decisions

By

Middle market borrowers—companies generating $10 million to $1 billion in annual revenue—represent one of the most attractive yet complex lending segments. They require sophisticated credit structures, but their financial operations are often less standardized and transparent. For lenders, underwriting and monitoring these borrowers can be time-consuming and error-prone. Automation is transforming this challenge into an … Continued

Scaling Asset-Based Lending: The Power of AI and Automation

By

Asset-based lending (ABL) has long been a vital financing solution for middle-market companies and businesses with fluctuating cash flows. Unlike traditional lending, ABL relies on the value of assets such as accounts receivable, inventory, or equipment as collateral, allowing lenders to offer flexible capital solutions. However, managing an ABL portfolio can be complex. Continuous monitoring … Continued

The Role of Data Analytics in Small Business Underwriting

By

Underwriting small business loans has always been a balancing act for lenders. On one hand, banks and non-bank lenders need to identify and fund promising businesses quickly to capture market share. On the other, they must carefully assess risk to avoid costly defaults. Traditional underwriting methods are often too slow, inconsistent, or inaccurate to meet … Continued

Five Ways Automated Reporting Empowers Direct Lenders

By

Direct lending has become one of the fastest-growing areas in private credit. With heightened competition, increasing regulatory scrutiny, and rising borrower demand for speed and transparency, direct lenders must find ways to operate more efficiently without sacrificing accuracy. One of the most powerful tools at their disposal is automated reporting and analytics. By eliminating manual … Continued

Why Banks Need Automation to Scale Their Commercial Loan Portfolios

By

Commercial lending has long been one of the most complex and resource-intensive areas of banking. Unlike consumer lending, commercial loans involve larger transaction sizes, customized structures, extensive due diligence, and ongoing servicing obligations. For banks, this creates both an opportunity and a challenge: the demand for commercial credit continues to grow, but scaling operations to … Continued

From Manual to Automated: How AI Simplifies PE Regulatory Filings

By

Private equity firms operate in a highly regulated environment where compliance is not just a legal requirement, but a critical factor in investor trust and operational efficiency. The volume, complexity, and variability of regulatory documentation—ranging from fund formation filings to investor disclosures and transaction-specific reports—make the process time-consuming and resource-intensive. Artificial intelligence (AI) is emerging … Continued

Closing the Credit Risk Visibility Gap in Structured and Secured Lending

By

In today’s volatile macroeconomic environment, credit risk is rising as lenders navigate higher borrowing costs, uneven asset performance, and growing uncertainty around collateral quality. Despite abundant capital, there are fewer qualified assets to deploy into—creating intense competition and greater pressure to underwrite and monitor risk effectively. At the same time, weaknesses in due diligence and … Continued

Using AI to Improve Credit Analysis for Non-Prime Commercial Borrowers

By

Non-bank lenders play a critical role in financing non-prime commercial borrowers—those with weaker credit profiles, inconsistent cash flows, or limited collateral—where traditional banks often step back. These borrowers represent both opportunity and risk, and the challenge lies in accurately determining which deals are viable. Artificial intelligence (AI) is transforming this process by enabling deeper, faster, … Continued

The Lender’s Guide to Automating Syndicated Loan Processes

By

Syndicated loans are a vital financing tool for large-scale corporate borrowers, allowing multiple lenders to share credit exposure while meeting substantial capital needs. However, these loans can be challenging for lenders from an operational standpoint, due to their complexity. From loan origination to servicing, these transactions involve a high volume of documentation, data exchange, and … Continued

Using AI to Streamline Middle Market Loan Origination

By

Middle market lending presents a unique opportunity—and challenge—for lenders. These loans are often too large and complex for small business loan models but too customized and data-intensive for high-volume retail approaches. Traditionally, middle market loan origination and underwriting have relied heavily on manual processes, making them time-consuming, labor-intensive, and susceptible to human error. However, artificial … Continued