Commercial lenders and banks face growing demands for accurate, real-time financial insights amidst increasingly complex loan structures. Lenders need more than spreadsheets and disconnected financial reporting software. Meeting modern demands calls for an innovative, centralized approach. AXIS by AIO Logic provides that solution. As an AI-powered, all-in-one platform, it streamlines reporting, strengthens compliance and turns complex data into clear, actionable insights for lenders.
Streamline Analytics and Reporting With AXIS by AIO Logic
AXIS unifies every stage of the loan lifecycle within a single platform. Because all loan data resides in one system, analytics and reporting draw from a complete, real-time data set rather than fragmented sources. This end-to-end loan management software allows you to track performance, identify trends and generate reports instantly, without reconciling data across multiple platforms.
The benefits include:
- Handling for complex loans: The AI-powered lending platform manages even the most complicated loan structures, like asset-based lending or loans with special payment schedules without extra manual work.
- Real-time, accurate data management: AXIS keeps all your loan and portfolio data current, in one central location, so your team always has the latest information at their fingertips.
- Powerful automation: Time-consuming tasks like data entry, document generation and reporting are automated, saving your team hours of work and reducing errors.
- 360 degree visibility: Instantly see key metrics and trends with easy-to-use dashboards, helping you make smarter, faster decisions.
- Compliance: The platform’s automated, auditable reports help you stay on top of regulations and reduce risk.
AI-Powered Loan Portfolio Reporting and Analytics Features
Automated financial analysis tools within AXIS streamline complex calculations. The platform has several automated loan servicing reports and analytics features:
Dynamic Dashboards
If you want powerful financial dashboard software, AXIS equips lending teams with role-specific dashboards called Cockpits — a centralized hub for reporting, analytics and operational tools. Each cockpit is customized during onboarding to reflect your organization’s workflows and users’ responsibilities.
Out of the box, AXIS includes 61 reports and dashboards, covering every table in the system. Users can search, filter and download custom reports for any data stored in AXIS and access organization-specific reports from your existing templates.
Real-Time Data Management
Unlike traditional loan accounting software, AXIS centralizes all loan and portfolio data. The platform integrates data from every stage of the loan life cycle — origination, servicing, management and syndication into a unified system. Real-time updates mean changes or new information instantly reflect across the platform.
Automated Data Monitoring
AXIS uses AI-powered automation to monitor loan and portfolio data for exceptions, risks and performance changes. As advanced commercial lending analytics software, AXIS continuously scans for anomalies or issues, such as missed payments or covenant breaches, and triggers alerts or workflow actions.
Automated Reporting
The AXIS automated commercial loan servicing software provides both standard and customized reporting capabilities. Some examples of portfolio analytics available in AXIS include:
- Static pool and collection analysis: View historical balances, principal, and interest curves by vintage, loan or account.
- Portfolio stratification: Stratify loan data by standard attributes (like state or industry) or by any data point captured in AXIS for today, a historical date or compared over time for trend analysis.
- Portfolio concentration testing: Define metrics and thresholds. The system automatically triggers notifications if a threshold is breached or trending toward breach.
Ad-Hoc Reporting
Create customized reporting and analytics to meet specific organizational needs, including downloadable data tables, charts and pivot tables. AXIS automates the tracking of key portfolio performance indicators, like total yield, cumulative charge-off rate and default rate. Users can search data by attribute, portfolio or time range. This flexibility allows lenders to quickly answer unique business questions, respond to client or auditor requests and analyze specific scenarios as they arise.
Contact Us Today
With AI-powered loan portfolio reporting and analytics, AXIS uncovers trends and risks and turns complex data into clear, actionable insights. Schedule a demo today to see how your team can gain real-time visibility and improved control over the loan life cycle.
