Loan servicing and accounting demand precision and consistency from reconciliations to reporting. Accuracy is essential for compliance and supporting client trust. AIO Logic’s AXIS platform meets these demands with an AI-powered, end-to-end loan management software that automates the entire loan life cycle, centralizes data and streamlines workflows. It gives commercial lenders the speed, transparency and insight they need to manage portfolios more effectively and focus on achieving their business goals.
AI-Powered Loan Servicing Software
AIO Logic’s all-in-one automated commercial lending platform simplifies the most detailed aspects of loan servicing and accounting.
Payment Management
The AXIS platform precisely handles every aspect of payment processing by:
- Automatically calculating payment schedules based on loan parameters.
- Updating rates, principal and loan activity in real time.
- Enabling seamless payment collection via API, CSV or AXIS’s native NACHA file creation tool.
Built-in one-click payment capitalization automatically updates accruals and balances at the loan level and in aggregated reports, ensuring accuracy and efficiency.
Balance Management
Maintain complete portfolio visibility thanks to daily balance records for every active loan. AXIS tracks fundings, repayments, accrued interest and fees while dynamic dashboards provide key performance indicators (KPIs). This visibility ensures accurate reporting and improved risk management.
Automated Accounting
AXIS supports configurable workflows for loan and capital markets transactions. As a robust loan accounting software, it automatically generates journal entries for key events, including payments, fundings and accruals. Integration with existing accounting systems allows trial balance reporting, while manual and adjusting entries remain fully supported for audit purposes. Lenders save time on accounting tasks, maintain compliance and improve the reliability of financial data.
Real-Time Reporting and Analytics
With end-to-end data integration, AXIS automatically updates downstream data in real time, reducing manual effort and errors in loan balances, payment data and servicing reports. In addition to automated loan servicing reports, users can generate ad-hoc reporting, pivot tables and visual analytics to monitor portfolio performance, quickly identify trends and make informed decisions.
Automated Invoicing
While traditional loan invoicing software typically requires manual effort, the AXIS platform automatically generates and sends client invoices and statements to designated email recipients. Lenders can choose which day invoices are distributed and set payment grace periods at the loan level.
Support for Complex Loan Structures
Our centralized, all-in-one automated lending platform supports variable rates, full and partial amortization schedules, waterfalls and other complex structures out of the box, eliminating the need for manual spreadsheet work. Lenders can confidently handle middle-market and structured finance deals while reducing operational risk. The platform streamlines the management of even the most complex loans.
Why Choose AXIS for Loan Servicing?
The AXIS platform is built for lenders by lenders. Unlike traditional commercial loan servicing software, it is fully centralized, configurable, scalable and secure. With AXIS, commercial lenders gain a complete, end-to-end solution that transforms servicing and accounting from back-office operations into a strategic advantage. It empowers commercial lenders to:
- Streamline workflows: Lenders can tailor workflows to match their processes, easily handle growing portfolios and maintain the highest data security standards.
- Make informed decisions: Real-time insights into portfolios ensure informed decision-making and proactive risk management.
- Save time: AI-powered automation eliminates repetitive manual tasks, freeing your team to focus on strategic priorities and client relationships.
Connect With Us
Simplify loan servicing and accounting while streamlining the entire loan life cycle with our AI-powered lending platform. Request a demo to see AXIS in action today.
