Start with a BBC Health Check — one real collateral package, run through the Core Questions. It surfaces what maps cleanly, where variance appears, and what would require configuration or implementation scope before any deeper commitment is made. Use the Expanded Questions when moving into contract discussions or comparing vendors side by side.
An open item is not a failure. It is useful evidence when it is documented early. The issue is not that gaps exist. The issue is carrying them forward without scope, owner, cost, timing, or disposition.
A weighted scorecard compares vendors who have both demonstrated fit. It should not be used to score past an unresolved material issue. Check each gate only when it has genuinely cleared.
The platform demonstrated support for the lender's eligibility logic, collateral structures, and exception cases on actual data — without requiring simplification to fit platform defaults.
Complete calculation path on the lender's data, with assumptions, exclusions, configuration requirements, and open items documented in writing — not as verbal assurances.
Analysts demonstrated increasing independence across Phase 2 configurations. The workflow fits how the team actually operates. Vendor support dependency decreased measurably.
Every deferred item from Phase 1 and Phase 2 has a written disposition — scope, timeline, contract language, cost impact, or a documented decision not to proceed.
Score each category 1–5. Click “View rubric” for scoring criteria. Weighted scores calculate automatically.
| Category & description | Score (1–5) |
Weight | Weighted |
|---|---|---|---|
| Total Weighted Score | 100 | — |
|
An open item is not a failure. It is useful evidence when it is documented early. The issue is not that gaps exist — the issue is carrying them forward without scope, owner, cost, timing, or disposition. Every open item from Phase 1 or Phase 2 needs a specific written disposition before the contract is signed.
A known issue without a disposition is unplanned implementation risk that the lender will pay for after the contract is already signed.
| Open item or gap | Category | Disposition | Owner | Target date |
|---|
Record vendor responses and flag risk during or after each conversation. A weak or redirected answer is information — document it here.
For a BBC Health Check: Core Questions are sufficient. Complete Expanded Questions for a Phase 1 or full vendor comparison.
| Question | Strong answer shows | Vendor response / evidence | Risk level | Owner |
|---|